The best way to buy gift cards ever

The best way to buy gift cards ever

Smart shoppers do this easy thing to get cash back on gift cards

by Jenna Roach

Whether it’s for the holidays, birthdays, or graduations, you can’t go wrong with a gift card.  But what if there was a way for you to earn money on the gift purchases you’re making for your loved ones?  Shop smart by purchasing gift cards through these services.


1) Ibotta

Ibotta is a wonderful app that allows you to earn cash back at some of your favorite stores like Target, Starbucks, Lowe’s, and over 1,500 other retailers. They include rewards for grocery stores, food delivery, movie and concert tickets, and more.

Once you buy the gift card for your loved one, you’ll instantly receive cashback in your Ibotta account. Here’s how to purchase gift cards for others in the Ibotta app:

  • Under the “shop by category” section, go to Gift Cards on the Ibotta app home screen and search or browse retailers by an assortment of categories including “nearby”, “clothing”, coffee and tea”, “electronics”, “health and beauty” and more

7 best gift card sources that will make last-minute shopping a breeze

  • Choose the store you want and select the buy gift card option.  You’ll note the % back you’ll be receiving once you purchase the gift card.  As you see in the example below, if you purchase an Old Navy gift card, you’ll receive 7% back.  Some cards you can receive as much as 20% back


  • Enter the amount you want to put on the gift card

Enter amount

  • Toggle This is a gift to send the card to your loved one once you buy it via email or text message (they do not need the Ibotta app in order to use the gift card)

Review page

  • Instantly find cash back within your Ibotta account once your purchase is complete

Click this link and use referral code mpiaurm to earn $5 when you submit your first receipt

Copy the code to insert into the Referral code box on Ibotta “Create account” page: mpiaurm. 

More: Find out how to use the Ibotta app to score some great freebies here.



2) Rakuten

This popular retailer offers easy ways to earn cash back. They can give cash back on select gift cards purchased at stores via the Rakuten website or by downloading their app. Note that you may not receive cash back for any portions of purchases made with your own gift cards or certificates, meaning you have to always pay with a regular credit or debit card in order to receive cash back.

They offer over 3,500 stores to choose from, including Bath & Body Works, Ulta, and Uber, and each store states the percentage of cash back you will receive once you purchase. Stores like Adidas and Petco offer up to as much as 6% cash back when you purchase gift cards through Rakuten. Here’s how to give your loved one a gift card from Rakuten and earn cash back:

  • Go to the Rakuten > Click “Categories” in menu > Click Rakuten Gift Card Shop

Rakuten Gift Card Shop

Rakuten gift card shop

  • Select the store you wish to purchase from and pick the amount you’d like to put on the gift card.  Note the % of cash back you’ll receive for purchasing the gift card

Rakuten Select gift amount

  • Check the Send as a gift option

Rakuten Send as a gift

  • See your cash back earnings appear in your Rakuten account

Sign up for Rakuten here



3) TopCashback

TopCashBack home pageTopCashback Gift Cards offers up to 20.8% cash back when you purchase gift cards through their service. Some of the stores they work with include Macy’s, Kohl’s, and Dick’s Sporting Goods. Here’s how to send someone else a gift card through TopCashBack.

Top Cash Back

Topcashback Gift Card Page

  • Select the store you want to buy from, choose the Gift Card Amount, and press Continue.  Note the % of cash back you’ll receive under each gift card


  • On the following page, select ‘Email to someone else’ and fill in the information


  • Enter your payment information and TopCashback will send the gift card to your recipient. You’ll receive your cash back within 30 days

Sign up for TopCashback here


4) MyGiftCardsPlus

MY GIFTCARDS PLUSMyGiftCardsPlus is a company powered by SwagBucks, and they offer electronic gift cards to hundreds of retailers such as Nike, AMC Theaters, and Southwest Airlines. When you purchase a gift card through their site, it will be delivered to your email within 1 to 2 business days, and you will receive SwagBucks with every gift card purchase. We covered everything you need to know about SwagBucks here.

Here’s how you purchase a gift card on MyGiftCardsPlus:

  • Create a free account and select Buy Gift Cards


  • Select from which store you want to buy. Note the % of cash back you’ll receive under each gift card.


  • Select the amount for the gift card.  Note the % of cash back will be awarded to you in the form of Swagbucks


  • Proceed to purchase and wait 1 to 2 business days to receive your gift card and SwagBucks

Click this link and enter referral code 8589319 and earn a 300 Swagbucks bonus when you earn 300 Swagbucks within your first 30 days

Copy code to insert into referral code box on Swagbucks page: 8589319.



5) PayPal Honey

Many people use PayPal as their main online payment service. But most don’t realize all the rewards that can come with using PayPal Honey as well.  PayPal Honey does not offer cash back when consumers use gift cards, but what it will allow you to do is redeem points you earn while shopping through the app for cash, gift cards, or PayPal shopping credits.

Once you download the app and create an account with PayPal Honey (which is free to do), you can activate the Cash Back option so that you qualify for points on your eligible purchases. The app will then let you know while you’re shopping at your favorite stores if you qualify for any points earned, as well as any exclusive offers the store is giving such as Double Cash Back. Over 4,500 stores have a point system with PayPal Honey including Apple, Walmart, and Home Depot.

Once you’ve earned enough points, you can redeem those points in exchange for cash, gift cards, or PayPal shopping credits If you want to use the points towards buying gift cards, you can do so from PayPal Honey’s Redemption Page. All you have to do is:

  • Select the store of your choice


  • Choose the number of points you’d like to redeem and select redeem


  • PayPal Honey will send you an email within 24 hours with your e-gift card. Find out more about joining PayPal Honey by clicking here

Sign up for Paypal Honey here


6) Amazon Gift Cards

If you want to skip the above money-back features and simply get a variety of gift cards through Amazon, click here.





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